Pennsylvania Health Insurance

LIFE INSURANCE 101

Life insurance is about protection.  It helps provide security for your loved ones when they need it most. 

Protecting your family members with life insurance can help ensure that they do not face the added burden of financial pressures, should the unexpected happen.

Final Expense / Whole Life Insurance:
  • Builds cash value you can borrow
  • Your premiums never change
  • Whole life coverage
  • Your coverage cannot being cancelled due to health
  • Pays final funeral expenses
  • No medical exam
  • Premiums start at $20/month
  • Day 1 coverage plans
  • Typically for clients 50-85
  • Tax free benefits
  • Guaranteed Approval up to age 80
  • $3,000 to $30,000 face amounts

Term Life Insurance:

  • Replacing income of a wage earner
  • Paying off a home mortgage or other debt to ensure the your family can remain in its home
  • Providing for educational expenses such as college
  • Covering childcare expenses
  • Providing care for dependent elder family members such as a parent
  • Providing for business continuation by funding buy-sell agreements or providing key-person coverage
  • Paying for final expenses

 

 

Click the "Request a Quote" tab to compare your options or call us Toll Free at (888)-410-3799.

Pennsylvania Health & Life Insurance Agency

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